Terms of Service

Last updated: 2026-01-18

Welcome to K-MarketInsight (“Service”, “we”, “our”, “us”).

By accessing or using K-MarketInsight, you agree to be bound by these Terms of Service.

1. Service Description

K-MarketInsight provides AI-assisted analysis and summaries of publicly available Korean market disclosures and related information.

All data is sourced from official public institutions, including:

The Service is provided for informational and educational purposes only and does not constitute investment advice.

2. No Investment Advice

The content provided by K-MarketInsight:

  • Is not a recommendation to buy or sell securities
  • Does not constitute financial, legal, or tax advice

Users are solely responsible for their investment decisions.

3. User Accounts

You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Subscription & Billing

Paid features are offered on a subscription basis. Payments are processed by Paddle, our authorized Merchant of Record.

Pricing, billing cycles, and renewal terms are clearly displayed at checkout and managed through your account settings.

5. Refunds

Refunds are handled in accordance with our Refund Policy, which provides a **14-day unconditional refund** for initial purchases.

View Refund Policy

6. Intellectual Property

All original content, including AI-generated summaries, UI elements, and branding, is the property of K-MarketInsight.

Note: Public disclosure texts remain the property of their respective issuing institutions or corporations.

7. Service Availability

We strive to maintain continuous availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance or updates.

8. Limitation of Liability

To the maximum extent permitted by law, K-MarketInsight shall not be liable for any indirect or consequential damages arising from the use of or inability to use the Service.

9. Governing Law

These Terms shall be governed by and construed in accordance with applicable international consumer protection laws and regulations.

10. Contact

For questions regarding these Terms, please contact:
support@k-marketinsight.com